LIC Bima Sakhi Scheme: Women Can Earn ₹7000 Monthly with 10th Pass

The LIC Bima Sakhi Scheme launched by the Life Insurance Corporation of India (LIC) is creating a great employment opportunity for women across the country. This initiative allows women to earn income while working as insurance agents, even from home.

Under this program, women who meet the basic eligibility criteria can receive a monthly stipend along with commission income for selling LIC policies. The scheme is especially beneficial for housewives, unemployed women, and retired women who want to become financially independent.

With just a 10th class qualification, women can start a career with LIC and earn a stable monthly income.

Monthly Stipend Under LIC Bima Sakhi Scheme

One of the biggest attractions of the LIC Bima Sakhi Yojana is the guaranteed monthly stipend for the first three years.

The stipend structure is as follows:

• First Year: ₹7,000 per month

• Second Year: ₹6,000 per month

• Third Year: ₹5,000 per month

Apart from this fixed stipend, women will also receive commission on every insurance policy sold.

However, to continue receiving the stipend, certain performance targets must be achieved. Agents must complete at least 65% of the assigned target in the first year and sell a minimum of 24 policies every year.

With consistent work and proper customer connections, women can earn a good monthly income through commissions as well.

Eligibility for LIC Bima Sakhi Scheme

Women who want to apply for the scheme must meet the following requirements:

• Must be a woman applicant

• Minimum qualification: 10th pass

• Age should be between 18 and 70 years

• Applicants can be from rural or urban areas

However, some people are not eligible for this scheme:

• Existing LIC agents

• Family members of LIC employees

Candidates must also clear the pre-recruitment examination conducted by the Insurance Regulatory and Development Authority of India (IRDAI).

LIC provides training and guidance to help candidates prepare for the examination.

Selection Process

The selection process for the LIC Bima Sakhi program includes:

• Application submission

• Training provided by LIC

• IRDAI pre-recruitment examination

• Appointment as an LIC agent after qualifying

• Once selected, women can start working as LIC Mahila Career Agents (MCA).

How to Apply for the LIC Bima Sakhi Scheme

Women who are interested in joining the scheme can apply in two ways:

• Online Application

• Visit the official LIC website

• Fill out the application form

• Upload required documents

• Offline Application

• Visit the nearest LIC branch office

• Contact the LIC Development Officer

• Submit the application form and documents

Documents Required

Applicants must submit the following documents:

• Aadhaar Card

• PAN Card

• 10th Class Mark Memo

• Passport Size Photographs

• Make sure all documents are valid before submitting the application.

Benefits of LIC Bima Sakhi Scheme

The scheme provides several advantages for women:

• Monthly stipend for three years

• Additional commission income

• Work flexibility

• Career opportunity in LIC

• Financial independence for women

• For many women, this program can become a long-term career in the insurance sector.

 

Frequently Asked Questions (FAQ)

1. What is LIC Bima Sakhi Scheme?

LIC Bima Sakhi Scheme is a program that offers women an opportunity to work as LIC agents with a monthly stipend and commission income.

2. How much salary is given under LIC Bima Sakhi Yojana?

Women receive ₹7,000 per month in the first year, ₹6,000 in the second year, and ₹5,000 in the third year along with commissions.

 

3. What is the qualification required for LIC Bima Sakhi?

Applicants must have passed at least 10th class.

4. What is the age limit for the scheme?

Women between 18 and 70 years are eligible.

 

5. How can women apply for LIC Bima Sakhi Scheme?

Applications can be submitted online through the LIC website or offline at the nearest LIC branch office.

Conclusion

The LIC Bima Sakhi Scheme is an excellent opportunity for women who want to earn income and build a stable career. With just a 10th pass qualification, women can become LIC agents and receive a monthly stipend along with policy commission.

This initiative not only helps women earn money but also encourages financial independence and self-employment. With dedication and effort, this opportunity can turn into a successful career path in the insurance sector.