Bank of India Recruitment 2025 – Apply Online for 514 Credit Officer Posts

The Bank of India (BOI) has officially released the Bank of India Recruitment 2025 notification, inviting online applications for 514 Credit Officer vacancies under the General Banking Officer (GBO) stream for the 2025–26 project year.

This is a golden opportunity for experienced banking professionals, offering high salaries up to ₹1.20 lakh per month along with job security and career growth in a leading public sector bank.

Important Dates – BOI Credit Officer Recruitment 2025

Online Application Start Date: 20 December 2025

Last Date to Apply Online: 5 January 2026

Project Year: 2025–26

Bank of India Recruitment 2025 Vacancy Details & Salary

A total of 514 Credit Officer posts are available across three management grades:

Credit Officer – MMGS II

Vacancies: 418

Age Limit: 25 – 35 years

Pay Scale: ₹64,820 – ₹93,960

Credit Officer – MMGS III

Vacancies: 60

Age Limit: 28 – 38 years

Pay Scale: ₹85,920 – ₹1,05,280

Credit Officer – SMGS IV

Vacancies: 36

Age Limit: 30 – 40 years

Pay Scale: ₹1,02,300 – ₹1,20,940

(Age calculated as on 01 November 2025)

Eligibility Criteria – Bank of India Credit Officer Jobs 2025

Educational Qualification

Graduation with minimum 60% marks

55% marks for SC / ST / OBC / PwBD candidates

Preferred qualifications:

CA

CFA

ICWA

MBA / PGDBM in Banking & Finance

Work Experience (Mandatory)

These are not entry-level posts

MMGS II:

Minimum 3 years officer-level experience

At least 2 years in Credit

MMGS III:

Minimum 5 years of experience

At least 3 years in Credit

SMGS IV:

Minimum 8 years of experience

At least 5 years in Credit

Selection Process – BOI Recruitment 2025

The selection process consists of two stages:

Online Examination (150 Marks)

English Language (Qualifying only)

Reasoning Ability

Quantitative Aptitude

Professional Knowledge

Personal Interview

Candidates shortlisted in 3:1 ratio based on exam scores

Application Fee – Bank of India Credit Officer

General / OBC / EWS: ₹850

SC / ST / PwBD: ₹175 (Intimation charges only)

How to Apply Online for Bank of India Recruitment 2025

Follow these simple steps once the application link is active:

Visit the official website: bankofindia.bank.in

Click on the “Careers” section

Select “Recruitment of Credit Officers in GBO Stream – Project No. 2025-26/01”

Register and fill the online application form

Upload required documents:

Passport-size Photo

Signature

Left Thumb Impression

Handwritten Declaration

Pay the application fee and submit the form

FAQs – Bank of India Recruitment 2025

Q1. How many vacancies are released in the BOI Recruitment 2025?

A total of 514 Credit Officer vacancies.

Q2. What is the last date to apply for Bank of India Credit Officer jobs?

January 5, 2026.

 

Q3. Is this recruitment for freshers?

No, only experienced candidates are eligible.

Q4. What is the maximum salary offered?

Up to ₹1,20,940 per month (SMGS IV).

 

Q5. What is the official website to apply?

bankofindia.bank.in

Final Words

The Bank of India Recruitment 2025 is a high-paying government bank job opportunity for experienced professionals in the credit domain. Interested and eligible candidates should apply online before the deadline to avoid last-minute issues.

Stay tuned for exam date, admit card & result updates.